Mortgage & Finance Association of Australia (MFAA)
About Us
Products and Services
FAQs
A bank or single lender has a much smaller range of loans than we do, so they will try to sell you a loan that may not be the most suitable for your circumstances. At Choice we'll compare loans from the major banks and large financial lenders from all over Australia. Only when we've been through this process, will we present you with a shortlist of loans for your consideration.
Choice consultants have been helping people live their dream of home ownership and ensuring they have the loan to suit their needs for over 9 years. No more meeting with the banks. Instead you can have your own professional guide to help untangle the mortgage companies maze, accessing over 30 home loan banks and lending institutions.
Your choice consultant will listen to your needs and help you choose the loan that suits you best. They will explain all about mortgage reduction strategies, how to achieve a low interest payment and how you can reduce or eliminate fees.
Flexible Hours
Asset Purchasing, Commercial Finance, Consolidation Loans, Debtor Finance, Hire Purchase, Inventory Finance, Personal Finance, Refinancing, Reverse Mortgages
Adelaide Bank, ANZ, Citibank, IMB, ING, St George
Accredited, Certified, Consultations, Financial Assistance, Financing, Free Consultations, Inspections, Leasing, Licensed, Locally Operated, No Deposit, Quotes
Agricultural, Building, Commercial, Consumer, Education, Equipment, Franchises, Homes, Industrial, Investments, Leases, Marine, Mortgages, Personal, Plant, Property, Property Development, Residential, Vehicle
Refinance, Loan Comparison, Investment Properties, Mortgage, Home Loans, Finance, Property Purchase, Mortgage Broker, Local, Fincance Brokers, Investment
Most lenders will require you to have saved around 5% of the purchase price as a minimum, however you may be able to utilise the option of a guarantor which may remove the need for a deposit. Feel free to contact us to discuss your individual circumstances.
What can you afford to borrow? Each individual's answer for this question will be different, but everyone should definitely be able to answer it before signing any mortgage loan. Mortgages are significant financial responsibilities that must be honoured even when times get tough. You should have a plan in order to help you meet your mortgage payment through good and bad times, without overextending yourself.
A mortgage broker should be able to offer you the home loan that you need, not what they think you need or want to sell. If they are not able to provide you with the loan you need then there is no point in establishing a working relationship with them. It's just a pointless waste of your time.
Loan terms often sound good when initially offered, but it's important that you find out what mortgage rates and fees accompany these rates. How much will the mortgage broker make? Taxes? Fees? All of these charges add up and can be the difference between a good deal and a deal breaker.