Mortgage & Finance Association of Australia (MFAA)
About Us
Products and Services
FAQs
Our recent partnership with NPA Property Group means that we can now not only provide specialised advice regarding finance structures for investment property, but also help guide you towards quality properties in many growth locations around the country.
NPA Property Group will do all the homework for you on growth locations, suitable properties as well as info on how to gain the maximum advantages & benefits associated with property investing.
Visit NPA Property Group at www.npapg.com.au
Here's the obligatory disclosure:
Matt Wright is a credit representative (Credit Representative Number 400584) of BLSSA Pty Ltd (Australian Credit License Number 391237)
Jewbilee Pty Ltd t/as Choice Home Loans Dubbo is a credit representative (Credit Representative Number 397508) of BLSSA Pty Ltd (Australian Credit License Number 391237).
Choice consultants have been helping people live their dream of home ownership and ensuring they have the loan to suit their needs for over 9 years. No more meeting with the banks. Instead you can have your own professional guide to help untangle the mortgage company's maze, accessing over 30 home loan banks and lending institutions.
Flexible Hours
Seminars
Business Financing, Debt Consolidation, First Home Grants, Mortgage Reduction, Refinancing, Reviews
2nd Mortgage, Banks, Building Loans, Cash Back, Construction, Equity Loans, Fixed Rate, Home Loans, Investments, Land, Land Loans, Line of Credit, Loans, Non-bank, Non-Conforming Loans, Offset, Owner Occupied, Pre-approvals, Reverse Mortgages, Rural, Self Employed, Split Loans, Term, Variable
ANZ, Bank West, Citibank, Commonwealth Bank, Homeside Lending, IMB, ING, NAB, St George, Suncorp-Metway, Westpac
Home Improvement, Wealth Creation
Accredited, Certified, Consultations, Financial Assistance, Financing, Free Consultations, Hire Purchase, Inspections, Leasing, Licensed, Locally Operated, Locally Owned, On-Site Services, Quotes, Redraw Facility
No Deposit
Agricultural, Commercial, Investors, Residential
Mortgage Broker Mudgee, Home Loan Refinance, Non Bank Lenders, Equipment Finance and Leasing, Residential Loans, Home Renovation Loan, First Home Buyers, All Major Lenders, Investment Property Purchase, Mortgage Broker Dubbo, Offset Home Loan, Licensed and Qualified Broker
What can you afford to borrow? Each individual's answer for this question will be different, but everyone should definitely be able to answer it before signing any mortgage loan. Mortgages are significant financial responsibilities that must be honoured even when times get tough. You should have a plan in order to help you meet your mortgage payment through good and bad times, without overextending yourself.
Whilst the job of a good mortgage broker is to try & save you as much money as possible, it is also their role to suitably structure the finance according to the circumstances of the individual borrower. At Choice Home Loans we aim to structure a finance package that suits your personal circumstances from one of the many lenders available to us. Ideally, we like to provide you with 2-3 options - so ultimately, with our assistance & guidance, you can choose who you'd like to do business with.
Loan terms often sound good when initially offered, but it's important that you find out what mortgage rates and fees accompany these rates. How much will the mortgage broker make? Taxes? Fees? All of these charges add up and can be the difference between a good deal and a deal breaker.
Most lenders will require you to have saved around 5% of the purchase price as a minimum, however you may be able to utilise the option of a guarantor which may remove the need for a deposit. Feel free to contact us to discuss your individual circumstances.